Data → Insight → Action

Where your money went, and what to do next.

Finora AI reads your income and spending, sorts every transaction, and turns the pattern into one clear next step. Built for people and small businesses.

Bank-neutral — you choose what to connect.

Illustration: Finora AI sorting one month of transactions and proposing a single action.

Transactions · July
  1. Data
  2. Insight
  3. Action
  • 02.07 Salary Income +₮2,150,000
  • 03.07 Apartment rent Home −₮850,000
  • 05.07 Supermarket Groceries −₮96,400
  • 06.07 Food delivery 11th order −₮38,900
  • 06.07 Taxi Transport −₮7,200

Reading 5 of 128 transactions

Insight

Food delivery took ₮412,000 this month — 31% more than June, across 11 orders.

Set a ₮320,000 food budget ≈ ₮92,000 back / month
The gap

Most people aren't bad with money.
They just can't see it.

Hard to read

A bank statement is a list of events, not an explanation. Nothing in it tells you which line mattered.

Untracked

Income and expenses live in different apps, wallets and pockets, so the total is always a guess.

Blind decisions

Saving and investing choices get made on a feeling, because no one has time to do the maths first.

Priced out

A small business can't keep an analyst on staff, so cash flow and margin stay invisible until something breaks.

What you get

Two ways to use it.

Same engine, different questions. Switch whenever your day does.

Sorting

Every transaction, categorised

Income and expenses are labelled the moment they land — no spreadsheet, no manual tagging.

Monthly

A report you'll actually read

One page at the end of each month: what came in, what went out, what changed since last time.

Advice

Suggestions from your own numbers

Where to trim, how much to move to savings, and what that does to your year — in tögrög, not percentages.

Score

A Financial Score that moves

One number for financial discipline, so progress is visible month over month.

AI advisor

Ask it like you'd ask a person.

Plain questions, answered with your own figures. Pick one to see the shape of an answer.

Finora advisor · reading 14 months

Can I afford a ₮2.4M trip in October?
Yes, with one change. At your current rate you'll have ₮1.94M by 1 October. Move ₮170,000 a month out of dining and delivery and you land on ₮2.42M — without touching your emergency fund.

Every answer shows the transactions behind it.

Financial Score

One number for financial discipline.

78

Steady · up 6 since April

It's built from four habits, each measured on your own history — not a rating handed down from outside. It isn't a credit score, and no lender sees it.

Bills paid on time92
Savings rate61
Spending stability74
Debt load85
Under the hood

Built to be checked, not trusted blindly.

Classification

Machine learning

Transactions are categorised by pattern, so local merchants and repeat charges get recognised over time.

Recommendations

Large language models

Advice is generated over your aggregated figures and written in plain language, with the numbers attached.

Forecasting

Forward view

Income and spending rhythms are projected ahead, so a tight month shows up before it happens.

Infrastructure

Cloud-native

Horizontally scalable services, so volume growth is an infrastructure event and nothing more.

Plans

Start free. Pay when it pays for itself.

Free

₮0

  • Automatic categories
  • Monthly report
  • Financial Score
  • 3 months of history
Start free
Premium For most people

₮9,900 / month

  • Everything in Free
  • AI advisor, unlimited questions
  • Budgets and forecasts
  • Full history and exports
Get early access
Business

₮49,900 / month

  • Revenue and expense reports
  • Cash flow forecast
  • Profitability by line
  • 3 seats, accountant export
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Early access

Your money, in a language you speak.

Intelligent financial advice has always been a service for people who already have money. We're building it for everyone else.